Luik, Olavi-Jüri


Articles in Juridica International

Articles in Juridica

  • Olavi-Jüri Luik, Alar Urm. Form of the Activity of a Commercial Association as an Insurer, Juridica Abstract, 2018, No. 7, pp. 478-488
  • Olavi-Jüri Luik, Kärt Saar. The Basis of the Distinction Between Insurance Interest and Gambling, Juridica Abstract, 2018, No. 7, pp. 447-456
  • Olavi-Jüri Luik, Kärt Saar. The Policyholder’s Liabilities in Property Insurance Following an Insured Event, Juridica Abstract, 2017, No. 9, pp. 609-618
  • Safety Requirements in Non-life Insurance, Juridica Abstract, 2016, No. 10, pp. 727-735
  • Olavi-Jüri Luik, Margus Poola, Magnus Braun. Eighteen Years of Application of Motor Third Party Liability Insurance Act in Estonia. How to proceed?, Juridica Abstract, 2011, No. 4, pp. 298-309
  • Olavi-Jüri Luik, Margus Poola, Magnus Braun. The Duty of Disclosure of the Parties prior to Entry into an Insurance Contract, Juridica Abstract, 2011, No. 2, pp. 109-117
  • Olavi-Jüri Luik, Karl Haavasalu. The Obligation to Pay Insurance Premiums as the Primary Obligation of the Policyholder in a Non-Life Insurance Contract, Juridica Abstract, 2010, No. 3, pp. 184-195
  • Olavi-Jüri Luik, Andrus Kattel. Mortgagees – Privileged Subjects in Indemnity Insurance, Juridica Abstract, 2009, No. 7, pp. 428-438
  • Olavi-Jüri Luik, Karl Haavasalu. Defining the Concept of Insured Risk and Its Use in Insurance Contract Standard Terms, Juridica Abstract, 2008, No. 3, pp. 164-170 


  • Attorney-at-Law, Law Firm LEXTAL
  • Arbiter, Member of Board Committee, Committee for Resolution of Insurance Disputes

Personal data

  • Born: December 29, 1973, Tallinn
  • E-mail: olavijuri.luik@gmail.com, olavi@lextal.ee


  • PhD, University of Tartu, 2016
  • Magister iuris, University of Tartu, Law (Dissertation topic: Motor Third Party Liability Insurance as obligatory liability insurance - http://www.utlib.ee/ekollekt/diss/mag/2004/b1648373x/Luik.pdf-2004


  • Attorney-at-Law, Law Firm LEXTAL, 2007-current
  • Member of Council, KindlustusEst, 2011-current
  • Arbiter, Member of Board Committee, Committee for resolution of insurance disputes, 2001-current
  • Deputy Manager, Insurance company BTA (Estonian branch), 2009-2010
  • Head of the Claims Adjustment Legal Department, ERGO Kindlustuse AS (Non-life insurance company), 1996-2007
  • Lawyer RAS Eesti Kindlustus (Non-life Insurance Company), 1995-1996

Main areas of research

  • Insurance Law, Tort Law

Professional activity and membership

  • Member of Council, Pelgulinna Maternity Hospital Support Fund
  • Contractual lecturer, Insurance Law, Faculty of Law, University of Tartu
  • Estonian Bar Association

Hobbies and community work

  • Literature, Film, History

Teaching practice

  • Insurance Law , 3 ECTS


  • Estonian (Native)
  • English (Good)
  • Russian (Good)
  • Finnish (Good)